“In 18 months I formalized my business, opened an emergency fund and financed my two daughters' university degrees. The guidance was outstanding.”
Carmen Quispe Tuanama
Wholesale trader · Gamarra, La Victoria
National Program 2026 · Bicentenary Financial Culture
Take the lead of your economic stability today, backed by the Peruvian State.
We provide you with new digital tools for the strategic management of your savings.
Initiative endorsed by Peru's General Directorate of Financial Inclusion
Verified results from fiscal year 2025
+218,000
Peruvian citizens trained since 2022
S/ 1.94B
Household surpluses optimized
24 regions
Nationwide coverage, from Tumbes to Tacna
98.4%
Participant satisfaction rate
Three official pillars
A clear path toward growth
Discover how thousands of Peruvian entrepreneurs are optimizing their surpluses with the support of our public-finance specialists.
Pillar 01
Wealth planning
We design with you a disciplined savings plan tailored to Peru's economic cycle, with clear goals at 12, 36 and 60 months.
Pillar 02
Digital tools from the State
Official return simulators, SPP/ONP retirement calculators and real-time dashboards connected with SBS and SMV.
Pillar 03
Specialist guidance
One-on-one sessions with advisors accredited by the Ministry of Economy and Finance, free of charge for Peruvian citizens.
The Tutiendape method
Discover formal and secure mechanisms to strengthen your family economy.
A transparent, auditable process designed by Peruvian economists with experience in both public and private banking.
01
Financial diagnosis
Confidential analysis of income, expenses and surpluses using a methodology validated by Universidad del Pacífico.
02
Strategy design
Construction of your savings portfolio aligned with your risk profile and instruments regulated by SBS.
03
Assisted implementation
Opening of official accounts, term deposits and Peruvian mutual funds together with your designated advisor.
04
Quarterly follow-up
Auditable reports and review meetings every 90 days to keep you on track with your goals.
Real cases · Peru 2026
Access the official platform and plan your future here.
Three verified stories of Peruvians who turned their surpluses into sustainable wealth.
“I went from not understanding my bank statements to managing a portfolio of SBS-regulated instruments. My family finally feels real peace of mind.”
Luis Felipe Cárdenas
Agro-industrial engineer · Trujillo, La Libertad
“Tutiendape advisors explained the SPP options to me and now I save thinking about retirement, without neglecting my workshop in Juliaca.”
María Elena Choquehuanca
Textile entrepreneur · Juliaca, Puno
Access the official platform and plan your future here.
More than 218,000 Peruvians have already started their journey toward economic freedom.
Reserve your priority access for 2026
Discover formal and secure mechanisms to strengthen your wealth.
Get weekly market briefings, BCRP auction calendars and official guides to help you take informed decisions.
Frequently asked questions
We answer the most common doubts of Peruvian citizens.
Does Tutiendape charge any fee to users?+
No. The financial literacy program is free for every Peruvian citizen over 18 years old, funded through institutional agreements with both the public and private sectors.
What guarantees does the program offer?+
Every recommendation is based on instruments regulated by the Superintendency of Banking, Insurance and AFP (SBS) and the Superintendency of the Securities Market (SMV).
How is my personal data protected?+
We comply with Peruvian Law No. 29733 on Personal Data Protection and apply AES-256 encryption to all platform communications.
Can I participate if I live outside Lima?+
Yes. We operate across all 24 regions of Peru through in-person, virtual or hybrid sessions depending on availability in your location.
Does Tutiendape recommend specific investments?+
Our advisors do not sell financial products. We provide education and tools so that every citizen can make informed and autonomous decisions.